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Financing Options

Kornerstone Credit

Kornerstone Credit is a new technology-driven consumer financing company launched in May 2018. Founded by 100+ team of leading industry veterans, technology experts, and financing professionals, Kornerstone Credit is one of the fastest growing companies in the lease-to-own industry.

We believe today’s consumers, with changing purchasing habits and lifestyle, can no longer be defined by standard credit scores and financing options. Through our partnership with our retailers and by utilizing the latest technology and advanced data analytics, Kornerstone Credit offers a unique purchase option that fits individual needs.

Kornerstone Credit is technology-driven and backed by Inmost Partners who have successfully funded over $1B in specialty financing. Our experienced team strives to fulfill its mission of “providing families with alternative means to purchase life’s essential items!” 

We also offer buyout agreements and more information can be provided by contacting us at (888) 521- 5111

To Qualify:

• 90 days of history with your current employer

• Deposits totaling at least $1,000 per month

• Current bank account that allows ACH drafts, been open for at least 90 days, with no NFSs, excessive overdrafts, or negative balances

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Acima

Acima empowers consumers through No Credit Needed financing. You'll love our fast approvals and simple application process. At Acima, we believe you're more than a three-digit score. 

Founded in March 2013. They believe most of us are better than our credit scores. They're committed to seeing one’s true potential by looking beyond a three-digit score. Their proprietary technology will issue an immediate approval upon the completion of a brief online or mobile application. Take the time to pay for what you buy today. Acima offers tailored payment schedules paired with early payoff incentives.

To Qualify:

• US government-issued photo ID and SS# or ITIN#.
• Three months of history with your current employer or current source of income.
• Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more.
• No NSFs, excessive overdrafts, or negative balances on your current checking account.

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Square

Square Installments is brought to you through Square Capital, a subsidiary of Square. You know Square as the little white credit card reader that plugs into a smartphone so your favorite food truck or boutique can accept payments on the go. Square is used by millions of small and large businesses across the U.S. 

With Square Installments, you can make monthly payments with rates from 0 - 30% APR.* A soft credit check is performed to verify your identity and determine if you are eligible. This soft credit check will not affect your credit score. If you meet this criteria and continue with the application process, then your Experian credit report will include an inquiry from Square Capital, which could affect your credit score.

To Qualify:

• US government-issued photo ID and Social Security Number. 

• Be a U.S. citizen or permanent resident.

• Valid U.S. non-prepaid debit card

• Be at least 18 years old.